o2 Mortgage / About Us

Meet Our Pros

We are a small residential finance company located in Campbell, CA. We believe that no matter what we do, we must take ownership of it – for our clients, our partners and ourselves. Due to this philosophy we have grown at a rapid rate. However, as we’ve grown, we’ve retained our small-company atmosphere where employees are encouraged to share ideas and make them realities. By partnering state-of-the-art technology and dedicated leadership with the best and brightest employees in the industry, o2 Mortgage fosters a culture of constant innovation and growth.

Branch Manager

David Setti

DRE#01329941 | NMLS#225953

Lives in San Jose, CA
Grew up in Los Angeles, CA

Work Superpowers

Able to communicate without words using only stern looks, amazing quirky sock wardrobe

Supercool Fun Fact

World’s biggest Sharks fan – do you think any of them need a home loan?

Sales Manager / Sr. Loan Officer

Drew Frampton

NMLS #227685

Lives in San Jose, CA
Grew up in Santa Cruz, CA

Work Superpowers

Mega coffee drinking, keyboard smashing, flirtatious winking

Supercool Fun Fact

He won the posture parade in 2nd grade.

Production Manager

Danny Schaezlein

NMLS # 1553477

Lives in San Carlos, CA
Grew up in Belmont, CA

Work Superpowers

Office supply artist, computer crasher, professional paper pusher

Supercool Fun Fact

He is constantly preparing for the Zombie Apocalypse.

Production Manager

Jessica Jackson

NMLS #1068500

Lives in San Jose, CA
Grew up in Santa Cruz and Clovis, CA

Work Superpowers

Client file organizing master, perfectionist by default, able to move about the office at lightning speed

Supercool Fun Fact

NAUI certified scuba diver who has even dove with sharks!

Production Manager

Karen Edwards

NMLS #218373

Lives in Anaheim, CA
Grew up in Hacienda Heights, CA

Work Superpowers

Super Sleuth – puzzle solver, resolver, and investigator.

Supercool Fun Fact

Performer at the Los Angeles 1984 Summer Olympics opening ceremony.

Production Manager

Tamara Braithwaite

NMLS #1810936

Lives in Saint Louis, MO
Grew up in Harrisonburg, VA

Work Superpowers

I’m scrappy! The positive definition of Scrappy.

Supercool Fun Fact

Flight Attendant for TWA/American Airlines for 15 years and had the amazing opportunity to travel the world. Not sure how cool it is but I absolutely loved it!

Jr. Production Manager

Ashlynne Gallo

Lives in Morgan Hill, CA
Grew up in San Jose, CA

Work Superpowers

Punctuality, preparedness and the ability to solve any puzzle

Supercool Fun Fact

Her and her husband are on a quest to try as many Michelin rated restaurants as possible.

Jr. Production Manager

Melanie Dovan

Lives in San Jose, CA
Grew up in Cupertino, CA

Work Superpowers

Office DJ, Capt. Empathy and Positivity, professional task-list completer, observer of small details

Supercool Fun Fact

She has performed in a flash mob in Vegas.

Sr Processor

Ryan Boyd

Lives in Los Gatos Mtns, CA
Grew up in Corpus Christi, TX

Work Superpowers

Handyman extraordinaire, coffee mug connoisseur, loan approval decoding whiz

Supercool Fun Fact

He is a black belt in Tae Kwon Do.

  • US

    • Competitive Rates
    • Full Program Offering
    • Open During Banking Hours
    • Open & Available After Banking Hours
    • Guaranteed On-Time Closing
    • Focus on Affordability
    • Advice Based Relationship
    •  One-Size-Fits-All Approach

  • Them

    • Competitive Rates
    • Full Program Offering
    • Open During Banking Hours
    •  Open & Available After Banking Hours
    •  Guaranteed On-Time Closing
    •  Focus on Affordability
    •  Advice Based Relationship
    • One-Size-Fits-All Approach

Program only available in California
The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $895 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice.

  • Matt has been an indispensable resource to my real estate business over the years

    - Maggie B. (Boulder Creek, CA)

  • I initially went to my bank to get a mortgage (...) and ultimately wasn't able to give me concise answers to my questions (O2 Mortgage) was a completely different experience

    - Parisa T. (Mountain View)

  • I can never look at another white board the same again!

    - Yen T. (San Jose, CA)

  • We met with three other mortgage brokers before we found Dave

    - Sonya B. (San Jose, CA)