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The o2 mortgage blog

How Much Should I Have in an Emergency Fund?

Life doesn’t always go as planned. To that end, an emergency fund is important for...

What Is A CD-Ladder and Should I Consider One?

A CD ladder is a savings strategy that allows you to spread an amount of...

The Truth About Bi-Weekly Payments

It doesn’t take long after you close on your loan to get an offer in...

Maximizing Your Equity – Using Your Home’s Value To Build Wealth

If you’re a homeowner, leveraging the equity in your house can be a smart financial...

Cashflow vs Appreciation – Things To Know When Buying An Investment Property

Real estate investing can be approached in many ways, but two of the most common...

INFLATION’S IMPACT ON MORTGAGE RATES

Inflation has been a major issue for the global economy in recent years. And if...

Pros & Cons of Putting 20% Down On Your Mortgage

One of the mortgage myths we hear often is that you must have 20% down...

Should I Pay Down My Mortgage?

Most weeks, I get asked if paying extra on your mortgage is something I recommend....

How Much Could You Afford?

While mortgage rates are considerably higher than in mid-2021, real estate prices are well off...

Real Estate In 5 Years

Do you know the perfect time to buy a house? Ten years ago. Do you...