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Qualification vs. Affordability

When you’re ready to buy a home, determining what you can afford is even more...

Tips To Buying Your First Home

Determining if buying a home is right for you is a huge decision. Surrounding yourself...

Renting Vs. Buying A Home: What’s Right For You?

If you are currently renting, you’ve likely dreamed about what home ownership could offer. You...

Buying A Home Or Property Outside Of California

Whether buying an investment property or a second home, the right out-of-state investing strategy can...

Mortgage Do’s & Don’t’s

We understand the home loan process is overwhelming. It is helpful to have a mortgage...

What Are Contingencies?

Courtesy of Forbes.com In real estate, a contingency is a condition of the Agreement of...

What To Expect When Getting Pre-Approved With o2 Mortgage

As discussed in a previous blog, when you decide to buy a house, the first...

What is a credit score, and why is it important?

We hear it all the time: “Check your credit score!” and other advice on how...

The three types of pre-approval at o2 Mortgage

The home-buying competition can be challenging, so it’s essential to get your financing in order...

Your guide to preparing for homeownership

The time has come for you to make the jump to homeownership. Congratulations! Searching for...