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cash flow v appreciation

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Cashflow vs Appreciation – Things To Know When Buying An Investment Property

Real estate investing can be approached in many ways, but two of the most common...

home affordability

<img width="564" height="400" src="https://www.o2mtg.com/wp-content/uploads/2023/03/how-much-home-to-afford-564x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="home affordability" srcset="https://www.o2mtg.com/wp-content/uploads/2023/03/how-much-home-to-afford-564x400.jpeg 564w, https://www.o2mtg.com/wp-content/uploads/2023/03/how-much-home-to-afford-1128x800.jpeg 1128w, https://www.o2mtg.com/wp-content/uploads/2023/03/how-much-home-to-afford-768x545.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2023/03/how-much-home-to-afford-1536x1090.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2023/03/how-much-home-to-afford-2048x1453.jpeg 2048w" sizes="(max-width: 564px) 100vw, 564px" />

How Much Could You Afford?

While mortgage rates are considerably higher than in mid-2021, real estate prices are well off...

buying a home

<img width="759" height="400" src="https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-759x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="buying a home" srcset="https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-759x400.jpeg 759w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-1400x738.jpeg 1400w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-768x405.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-1536x810.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-2048x1080.jpeg 2048w" sizes="(max-width: 759px) 100vw, 759px" />

Timing the Market

Do you want to time the real estate market perfectly and buy at the bottom?...

2023 Housing Market

<img width="565" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/11/Untitled-1200-×-849-px-565x400.png" class="attachment-medium size-medium wp-post-image" alt="2023 Housing Market" srcset="https://www.o2mtg.com/wp-content/uploads/2022/11/Untitled-1200-×-849-px-565x400.png 565w, https://www.o2mtg.com/wp-content/uploads/2022/11/Untitled-1200-×-849-px-1131x800.png 1131w, https://www.o2mtg.com/wp-content/uploads/2022/11/Untitled-1200-×-849-px-768x543.png 768w, https://www.o2mtg.com/wp-content/uploads/2022/11/Untitled-1200-×-849-px.png 1200w" sizes="(max-width: 565px) 100vw, 565px" />

o2 Mortgage’s 2023 Fearless Forecast

What a year it has been, and we still have more than 45 days to...

buying a home

<img width="705" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-705x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="buying a home" srcset="https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-705x400.jpeg 705w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-1400x795.jpeg 1400w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-768x436.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-1536x872.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200.jpeg 2000w" sizes="(max-width: 705px) 100vw, 705px" />

Qualification vs. Affordability

When you’re ready to buy a home, determining what you can afford is even more...

Buying Your First Home

<img width="600" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/10/pexels-rodnae-productions-8293649-600x400.jpg" class="attachment-medium size-medium wp-post-image" alt="Buying Your First Home" srcset="https://www.o2mtg.com/wp-content/uploads/2022/10/pexels-rodnae-productions-8293649-600x400.jpg 600w, https://www.o2mtg.com/wp-content/uploads/2022/10/pexels-rodnae-productions-8293649-1200x800.jpg 1200w, https://www.o2mtg.com/wp-content/uploads/2022/10/pexels-rodnae-productions-8293649-768x512.jpg 768w, https://www.o2mtg.com/wp-content/uploads/2022/10/pexels-rodnae-productions-8293649-1536x1024.jpg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/10/pexels-rodnae-productions-8293649-2048x1365.jpg 2048w" sizes="(max-width: 600px) 100vw, 600px" />

Tips To Buying Your First Home

Determining if buying a home is right for you is a huge decision. Surrounding yourself...

Buying A Home

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Renting Vs. Buying A Home: What’s Right For You?

If you are currently renting, you’ve likely dreamed about what home ownership could offer. You...

invest in land outside california

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Buying A Home Or Property Outside Of California

Whether buying an investment property or a second home, the right out-of-state investing strategy can...

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Hear from our clients

If you are looking for the best mortgage lender, look no further! They are super attentive to the process, detailed oriented and always one step ahead.

Preetam / Santa Clara, CA

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O₂ Mortgage is a great company that puts you in the best position to succeed. They're not after your money, they're after your success.

Nina / Bulverde, TX

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O₂ Mortgage was prompt, courteous and helpful. The process was not so complicated as I expected. They were helpful till the very end. I am so glad they were around.

Ramaa / Cupertino, CA

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