o2 Mortgage | Boost Your Credit
22553
post-template-default,single,single-post,postid-22553,single-format-standard,ajax_fade,page_not_loaded,,select-theme-ver-2.6,wpb-js-composer js-comp-ver-5.4.7,vc_responsive

Boost Your Credit

Looking to boost your credit score? Here are some actions you can take to make an impact quickly!

 

1. Even the score. Any inaccuracies in your credit history can lead to an unfair score. Check your report at least once per year to confirm the accuracy of the information being reported. If you do find something that looks wrong, you can file a dispute with the major credit bureaus. Be sure to have your bank statements and receipts handy to show as proof as they may request it.

 

2. Know your limits. Make sure your report matches up with reality. Sometimes companies may be slow to update a recent increase to your credit limit or the amount you have paid off. Either omission could impact your score negatively. Also, make sure that your credit card issuers are reporting the correct limits on your accounts to the three major credit bureaus. A credit card company that fails to report your available limit can negatively impact your credit score.

Image Source

 

3. Do not close out a card. As much as simplifying might feel good, a sudden drop to your credit-spending power does not look good to the credit bureaus. Try to keep your longest standing credit cards active, even if that means only swiping them once per month to buy gas.

 

4. Pay your bills on time. Obviously, no one wants or intends to be late on credit payments. Considering your on-time payments (or lack thereof) make up for 35% of your score, we cannot stress enough the importance of paying on time.

 

 

Image Source

 

5. Create some balance. While paying down installment debt (car, school, mortgage, etc.) will definitely boost your credit score, paying down or paying off revolving debt, such as credit cards, can cause a quicker spike in your credit score. The trick is to get and keep your balances below 30% of your credit limit on each card. For faster results, attack those cards with balances closer to their respective credit limits first, as opposed to those cards with simply the highest debt.

 

Drew Frampton

drew@o2mtg.com

Drew got into mortgages in 2006. Cutting his teeth in the industry as it was going through the housing crash has proven indispensable to Drew's success. He lives in Willow Glen with his wife Brendy and their son Ford. In his free time Drew loves to cook, fish and spend time outdoors.

46 Comments
  • plus size onesies 4x

    August 10, 2018 at 6:15 am Reply

    Greate post. Keep posting such kind of info on your page. Im really impressed by your site

  • minecraft

    September 22, 2018 at 7:29 pm Reply

    Hi there, just became alert to your blog
    through Google, and found that it is really informative.
    I’m gonna watch out for brussels. I’ll appreciate
    if you continue this in future. Many people will be benefited from your writing.
    Cheers!

  • minecraft

    September 23, 2018 at 11:20 am Reply

    This is really attention-grabbing, You’re an overly professional blogger.
    I’ve joined your feed and sit up for in the hunt for extra of your excellent
    post. Also, I’ve shared your website in my social networks

  • minecraft

    September 27, 2018 at 3:11 pm Reply

    I visited multiple blogs however the audio feature for audio songs existing at this website is really fabulous.

  • minecraft

    September 28, 2018 at 4:04 pm Reply

    Hello I am so delighted I found your website, I really found you by error, while I was
    researching on Digg for something else, Regardless I am here now and would just like to
    say thank you for a tremendous post and a all round exciting blog (I also love the theme/design), I
    don’t have time to go through it all at the minute but I
    have book-marked it and also added your RSS feeds, so when I have time I will be back to
    read more, Please do keep up the great work.

  • minecraft

    September 30, 2018 at 2:03 am Reply

    This info is worth everyone’s attention. Where can I find out more?

  • minecraft

    September 30, 2018 at 5:13 pm Reply

    May I just say what a comfort to uncover an individual who actually understands what they are talking about online.
    You definitely realize how to bring a problem to light and make
    it important. A lot more people must look at
    this and understand this side of the story. I was surprised that you are not more popular because you definitely have
    the gift.

  • minecraft

    September 30, 2018 at 8:25 pm Reply

    Hello, Neat post. There’s a problem with your
    web site in internet explorer, would check this? IE nonetheless is the market leader and a huge component
    of other people will pass over your great writing
    due to this problem.

  • minecraft

    October 1, 2018 at 1:32 am Reply

    Wow, that’s what I was exploring for, what a data! present here at this website,
    thanks admin of this site.

  • minecraft

    October 1, 2018 at 1:54 am Reply

    Hi there! I’m at work browsing your blog from my new apple iphone!
    Just wanted to say I love reading through your blog and look forward to all your posts!
    Keep up the outstanding work!

  • minecraft

    October 1, 2018 at 4:53 am Reply

    Wonderful site you have here but I was wanting to know if
    you knew of any user discussion forums that cover the same topics discussed in this article?

    I’d really love to be a part of group where I can get feed-back from other knowledgeable people that
    share the same interest. If you have any recommendations, please let me know.
    Many thanks!

  • minecraft

    October 1, 2018 at 5:39 am Reply

    I know this if off topic but I’m looking into starting my own weblog and was curious what all is needed
    to get set up? I’m assuming having a blog like yours would cost
    a pretty penny? I’m not very web savvy so I’m not 100% sure.

    Any tips or advice would be greatly appreciated.
    Many thanks

  • minecraft

    October 1, 2018 at 8:07 am Reply

    My developer is trying to persuade me to move to .net from PHP.
    I have always disliked the idea because of the costs. But he’s tryiong
    none the less. I’ve been using WordPress on a
    variety of websites for about a year and am worried about switching to another platform.

    I have heard fantastic things about blogengine.net.
    Is there a way I can transfer all my wordpress posts into
    it? Any kind of help would be greatly appreciated!

  • minecraft

    October 1, 2018 at 11:12 am Reply

    Good day! I know this is kinda off topic nevertheless
    I’d figured I’d ask. Would you be interested in trading
    links or maybe guest authoring a blog article or vice-versa?
    My website addresses a lot of the same subjects as yours and
    I believe we could greatly benefit from each other.

    If you might be interested feel free to shoot me an e-mail.
    I look forward to hearing from you! Awesome blog by the way!

  • minecraft

    October 1, 2018 at 8:53 pm Reply

    Thanks for your personal marvelous posting!
    I genuinely enjoyed reading it, you’re a great author.I
    will make certain to bookmark your blog and may come back later in life.
    I want to encourage yourself to continue your great posts, have a nice holiday weekend!

  • minecraft

    October 1, 2018 at 9:55 pm Reply

    You actually make it seem so easy along with your presentation but
    I in finding this topic to be really one thing which I feel I’d never understand.
    It kind of feels too complicated and extremely broad for me.
    I’m taking a look forward to your next publish, I will attempt to get
    the dangle of it!

  • minecraft

    October 2, 2018 at 12:31 am Reply

    Hey very interesting blog!

  • minecraft

    October 2, 2018 at 12:47 am Reply

    Pretty nice post. I simply stumbled upon your weblog and wished to say that I have truly enjoyed browsing
    your weblog posts. After all I will be subscribing for your feed and I’m
    hoping you write once more soon!

  • minecraft

    October 2, 2018 at 2:19 am Reply

    Helpful info. Fortunate me I found your site unintentionally, and I
    am stunned why this accident didn’t came about in advance!

    I bookmarked it.

  • minecraft

    October 4, 2018 at 7:34 pm Reply

    Appreciating the commitment you put into your site and detailed
    information you provide. It’s great to come across a
    blog every once in a while that isn’t the
    same outdated rehashed information. Fantastic read!
    I’ve saved your site and I’m including your RSS feeds to my Google
    account.

  • minecraft

    October 5, 2018 at 8:36 am Reply

    Hi! I know this is somewhat off topic but I was wondering which blog platform are you using for
    this site? I’m getting fed up of WordPress because I’ve had issues
    with hackers and I’m looking at options for another platform.
    I would be great if you could point me in the direction of a
    good platform.

  • minecraft

    October 5, 2018 at 7:45 pm Reply

    Thanks for finally writing about >o2 Mortgage | Boost Your Credit <Liked it!

  • minecraft

    October 6, 2018 at 3:58 pm Reply

    It is perfect time to make some plans for the future
    and it is time to be happy. I’ve read this post and if I could I
    desire to suggest you few interesting things or tips.
    Maybe you can write next articles referring to this article.
    I desire to read even more things about it!

  • minecraft

    October 7, 2018 at 5:51 am Reply

    Good day! Do you use Twitter? I’d like to follow you if that would be ok.
    I’m absolutely enjoying your blog and look forward to new
    posts.

  • minecraft

    October 7, 2018 at 8:29 am Reply

    Thanks on your marvelous posting! I genuinely enjoyed reading it, you might be a great author.

    I will be sure to bookmark your blog and will often come back later in life.
    I want to encourage you continue your great work,
    have a nice evening!

  • minecraft

    October 7, 2018 at 9:46 am Reply

    Incredible points. Outstanding arguments. Keep up the great spirit.

  • minecraft

    October 7, 2018 at 4:35 pm Reply

    Wonderful beat ! I wish to apprentice while you amend your site, how
    could i subscribe for a blog website? The account aided me a acceptable deal.
    I had been a little bit acquainted of this your broadcast offered bright clear concept

  • minecraft

    October 7, 2018 at 9:39 pm Reply

    Hi there exceptional website! Does running
    a blog such as this take a great deal of work?

    I have absolutely no expertise in coding but I had been hoping to
    start my own blog in the near future. Anyway, should you have any ideas
    or tips for new blog owners please share. I understand this is off subject nevertheless I
    just had to ask. Cheers!

  • minecraft free download 2018

    October 8, 2018 at 7:52 am Reply

    I do not know if it’s just me or if perhaps everybody else encountering issues
    with your site. It appears as though some of the text within your content are
    running off the screen. Can somebody else please comment and let me know if this is happening to them as well?

    This may be a issue with my browser because I’ve had this
    happen before. Thank you

  • minecraft free download 2018

    October 8, 2018 at 12:27 pm Reply

    I do not even know how I ended up here, but I thought this post was good.
    I do not know who you are but definitely you are going to
    a famous blogger if you aren’t already 😉
    Cheers!

  • minecraft free download 2018

    October 8, 2018 at 5:10 pm Reply

    Do you have a spam problem on this website; I also am a blogger, and I was wondering
    your situation; we have created some nice practices and we are looking to exchange strategies with other folks, be sure to shoot me
    an e-mail if interested.

  • minecraft free download 2018

    October 9, 2018 at 8:52 am Reply

    I know this if off topic but I’m looking into starting my own weblog and was curious what all is needed to get setup?
    I’m assuming having a blog like yours would cost a pretty penny?
    I’m not very web savvy so I’m not 100% certain. Any tips or advice would be greatly appreciated.
    Many thanks

  • minecraft free download 2018

    October 9, 2018 at 3:39 pm Reply

    You actually make it appear really easy along with
    your presentation but I to find this matter to be
    actually something that I think I’d by no means understand.

    It seems too complex and very vast for me. I am
    having a look ahead in your subsequent post, I’ll attempt
    to get the dangle of it!

  • minecraft free download 2018

    October 9, 2018 at 4:07 pm Reply

    Undeniably believe that which you stated. Your favorite reason seemed to be on the web the easiest thing to be aware
    of. I say to you, I definitely get annoyed while people think about worries that they plainly do not
    know about. You managed to hit the nail upon the top as well as defined out the whole thing without having side-effects , people
    could take a signal. Will likely be back to get more.
    Thanks

  • minecraft free download 2018

    October 9, 2018 at 10:49 pm Reply

    What’s up, of course this article is truly fastidious and I have learned lot of
    things from it concerning blogging. thanks.

  • minecraft free download 2018

    October 10, 2018 at 3:52 am Reply

    My family members all the time say that I am wasting my time here at web, however I
    know I am getting familiarity every day by reading thes pleasant
    content.

  • minecraft free download 2018

    October 11, 2018 at 4:52 am Reply

    What’s up, every time i used to check blog posts here early
    in the daylight, since i like to learn more and more.

  • minecraft free download 2018

    October 11, 2018 at 5:28 am Reply

    This is a topic that’s near to my heart… Take care!
    Exactly where are your contact details though?

  • tinder dating site

    October 16, 2018 at 9:56 am Reply

    I am truly glad to glance at this website posts which contains plenty of valuable data,
    thanks for providing these statistics.

  • minecraft secret free download

    October 18, 2018 at 6:30 am Reply

    This is really fascinating, You are an excessively professional blogger.
    I have joined your feed and look ahead to in search of extra of your great post.

    Also, I have shared your website in my social networks

  • minecraft secret free download

    October 18, 2018 at 2:59 pm Reply

    Hi there to every one, the contents existing at this site are genuinely amazing for people knowledge, well,
    keep up the good work fellows.

  • Benefits of Coconut Oil

    October 19, 2018 at 1:42 pm Reply

    I just like the helpful information you provide for your articles.
    I’ll bookmark your blog and test once more right here regularly.
    I am rather sure I will be told lots of new stuff right here!

    Good luck for the next!

  • Benefits of Coconut Oil

    October 19, 2018 at 5:10 pm Reply

    Excellent blog post. I absolutely love this website.

    Keep writing!

  • Benefits of Coconut Oil

    October 21, 2018 at 10:04 am Reply

    My spouse and I stumbled over here from a different website and thought I should check things out.
    I like what I see so i am just following you. Look forward to finding out about your web page for a
    second time.

  • Benefits of Coconut Oil

    October 21, 2018 at 1:00 pm Reply

    Howdy! Do you use Twitter? I’d like to follow you if that would be okay.
    I’m absolutely enjoying your blog and look forward to new
    posts.

  • Coconut Oil Benefits

    October 22, 2018 at 8:03 pm Reply

    Aw, this was an exceptionally good post. Taking a
    few minutes and actual effort to create a superb article… but what can I say… I put things off a whole lot and never seem to get anything
    done.

Post a Comment