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david setti

David Setti is the branch manager at O2 Mortgage. Throughout his 20+ years in the residential lending space, Dave has been a leader within his company and the industry. He has been nationally recognized as a top loan originator by Scotsman Guide multiple times throughout his career. As he continues to assist clients with their home loan needs, he also works closely with the other loan officers and staff at O2 Mortgage to ensure their continued growth.

Raised in Southern California, Dave moved to the Bay Area in the early 90’s to pursue a bachelor’s degree from Santa Clara University. After graduation, Dave found himself in a director’s role in the corporate interiors industry. Following several successful years in the industry, he changed directions to pursue his passion for finance.

Dave has helped thousands of clients discover the joys of homeownership throughout his career. With a focus on affordability over merely qualification, as well as providing a thorough education to his clients on the process of lending, he has helped make the process of securing a mortgage a positive experience.

For the last 8 years, Dave has served on the board of directors with PACE (Pacific Autism Center for Education), a nonprofit organization, providing high quality programs for individuals with autism and associated developmental disabilities.

He lives in San Jose with his wife and son. In his free time, he loves to cook and can often be found at the Shark Tank, rooting for his hometown team to win the elusive Stanley Cup.

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