Matt Falconer
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Matt Falconer
NMLS #380797
Sr. Loan Officer

Matt has been an integral part of o2’s success for nearly a decade now. He knows the value of trust cannot be underestimated; rather it must be earned through honest communication, consistent follow-through, transparency and respect. 


He is passionate about staying up-to-date on the latest mortgage and real estate trends. As a result, he provides expert advice to help his clients select a smart mortgage solution. His primary goal is to educate my customers so they are empowered with knowledge. 


At the heart of everything he does his family. His kids Maxwell, Grace & William along with his wife are his motivation. 

Client Stories

In November, my fiancee and I decided to look into buying our first home. We reached out to Matt from O2 Mortgage, and he helped us throughout the entire process. He got us pre-approved, connected us with an incredible relator, and even negotiated a lower rate for us! When it came time to submit an offer, Matt’s quick moving, delivered all the necessary documents quickly, and it helped us to get the home. Once our home was in contract, Matt was responsive in a way that you would never find from a big bank. Thank you Matt, and the team at O2 Mortgage!

Arthur D.
Campbell, CA
Amanda T.
San Jose, CA

We love Matt @ O2 Mortgage! Initially my husband and I sat down with Matt to see what we qualified for. We didn’t think we would qualify for much of anything, but Matt showed us what to do and how to do it to get to get the numbers where they needed to be. He was very knowledgeable, professional and accommodating to our needs. He worked with us throughout our searching and once we landed on our townhouse, he took us through a smooth 21 day escrow without any hiccups! I have been and will continue to refer Matt and O2 Mortage to my family and friends.