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The o2 Mortgage Story

We are a small residential finance company located in Campbell, CA. We believe that no matter what we do, we must take ownership of it – for our clients, our partners and ourselves. Due to this philosophy we have grown at a rapid rate. However, as we’ve grown, we’ve retained our small-company atmosphere where employees are encouraged to share ideas and make them realities. By partnering state-of-the-art technology and dedicated leadership with the best and brightest employees in the industry, O2 Mortgage fosters a culture of constant innovation and growth.

Meet the team


David Setti

Branch Manager/Senior Loan Officer

DRE#01329941 | NMLS#225953

Lives in San Jose, CA
Grew up in Los Angeles, CA

Work Superpowers
Able to communicate without words using only stern looks, amazing quirky sock wardrobe

Supercool Fun Fact
World’s biggest Sharks fan – do you think any of them need a home loan?

Meet David

Our Team

Creighton Galloway

Loan Officer

NMLS #282680

Lives in Cupertino, CA
Grew up in San Jose, CA, Maryland, and Maine

Work Superpowers
Microwaving fish in the break room, replying all to company emails, and including his toddlers in his Zoom meetings.  Also super good listener!

Supercool Fun Fact
High school chess champion

Meet Creighton

Karen Edwards

Loan Officer

NMLS #218373

Lives in Anaheim, CA
Grew up in Hacienda Heights, CA

Work Superpowers
Super Sleuth – puzzle solver, resolver, and investigator.

Supercool Fun Fact
Performer at the Los Angeles 1984 Summer Olympics opening ceremony.

Meet Karen

Danny Schaezlein

Senior Production Manager/Loan Officer

NMLS #1553477

Lives in Santa Rosa, CA
Grew up in Belmont, CA

Work Superpowers
Office supply artist, computer crasher, professional paper pusher.

Supercool Fun Fact
He is constantly preparing for the Zombie Apocalypse.

Meet Danny

Jessica Jackson

Senior Production Manager/Loan Officer

NMLS #1068500

Lives in San Jose, CA
Grew up in Santa Cruz and Clovis, CA

Work Superpowers
Client file organizing master, perfectionist by default, able to move about the office at lightning speed

Supercool Fun Fact
NAUI certified scuba diver who has even dove with sharks!

Meet Jessica

Ashlynne Gallo

Client Development Specialist

Lives in  Morgan Hill, CA
Grew up in San Jose, CA

Work Superpowers
Punctuality, preparedness and the ability to solve any puzzle

Supercool Fun Fact
Her and her husband are on a quest to try as many Michelin rated restaurants as possible.

Ryan Boyd

Senior Processor

Lives in Wichita, KS
Grew up in Corpus Christi, TX

Work Superpowers
Handyman extraordinaire, coffee mug connoisseur, loan approval decoding whiz

Supercool Fun Fact
He is a black belt in Tae Kwon Do.