“O2 Mortgage helped me determine a budget and price range – Allison (on yelp)”

Safeguarded Deposit

Financing a home can be a complicated process. What if your lender safeguarded your initial deposit. Whether $100 or $100,000, o2 Mortgage wants to ensure your deposit is safe. To that end, at no cost to you, we will fully underwrite your file before you get into contract, so you can confidently make offers with little to no loan contingencies.

Real Offer Letters

A pre-approval offer letter that means you can not only purchase the home you are making an offer on but you have all the backing of O2 Mortgage to get you through it.

Great advice you can afford

We don’t focus only on what you can qualify for, rather on what you can afford. In one way or another, every delinquent borrower qualified for the mortgage they were foreclosed on.


Matt has been an indispensable resource to my real estate business over the years

Maggie B. (Boulder Creek, CA)

Why, hello there!

Banks, bankers and suits don’t really excite us and probably don’t excite you either. We believe a firm handshake and an honest conversation will never go out of style.

If you are tired of being treated like a number, give us a call and say hello.

Meet Our Pros