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Mortgage payment mark

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The Truth About Bi-Weekly Payments

It doesn’t take long after you close on your loan to get an offer in...

real estate prices in five years

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Real Estate In 5 Years

Do you know the perfect time to buy a house? Ten years ago. Do you...

buying a home

<img width="759" height="400" src="https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-759x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="buying a home" srcset="https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-759x400.jpeg 759w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-1400x738.jpeg 1400w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-768x405.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-1536x810.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2023/03/timing-real-estate-market-2048x1080.jpeg 2048w" sizes="(max-width: 759px) 100vw, 759px" />

Timing the Market

Do you want to time the real estate market perfectly and buy at the bottom?...

buying a home

<img width="600" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_274145247-600x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="buying a home" srcset="https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_274145247-600x400.jpeg 600w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_274145247-1200x800.jpeg 1200w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_274145247-768x512.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_274145247-1536x1024.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_274145247.jpeg 2000w" sizes="(max-width: 600px) 100vw, 600px" />

5 Mortgage Myths You Can Stop Believing Right Now

Deciding to buy a house and take on a mortgage is likely the largest financial...

buying a home

<img width="705" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-705x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="buying a home" srcset="https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-705x400.jpeg 705w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-1400x795.jpeg 1400w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-768x436.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200-1536x872.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/10/AdobeStock_191043200.jpeg 2000w" sizes="(max-width: 705px) 100vw, 705px" />

Qualification vs. Affordability

When you’re ready to buy a home, determining what you can afford is even more...

pre-approval

<img width="600" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/09/AdobeStock_211826944-600x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="pre-approval" srcset="https://www.o2mtg.com/wp-content/uploads/2022/09/AdobeStock_211826944-600x400.jpeg 600w, https://www.o2mtg.com/wp-content/uploads/2022/09/AdobeStock_211826944-1200x800.jpeg 1200w, https://www.o2mtg.com/wp-content/uploads/2022/09/AdobeStock_211826944-768x512.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/09/AdobeStock_211826944-1536x1024.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/09/AdobeStock_211826944-2048x1365.jpeg 2048w" sizes="(max-width: 600px) 100vw, 600px" />

Mortgage Do’s & Don’t’s

We understand the home loan process is overwhelming. It is helpful to have a mortgage...

pre-qualification

<img width="711" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/08/pre-approval-process-711x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="pre-qualification" srcset="https://www.o2mtg.com/wp-content/uploads/2022/08/pre-approval-process-711x400.jpeg 711w, https://www.o2mtg.com/wp-content/uploads/2022/08/pre-approval-process-1400x788.jpeg 1400w, https://www.o2mtg.com/wp-content/uploads/2022/08/pre-approval-process-768x432.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/08/pre-approval-process-1536x864.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/08/pre-approval-process-2048x1152.jpeg 2048w" sizes="(max-width: 711px) 100vw, 711px" />

What To Expect When Getting Pre-Approved With o2 Mortgage

As discussed in a previous blog, when you decide to buy a house, the first...

pre-qualification

<img width="600" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/07/approval-types-600x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="pre-qualification" srcset="https://www.o2mtg.com/wp-content/uploads/2022/07/approval-types-600x400.jpeg 600w, https://www.o2mtg.com/wp-content/uploads/2022/07/approval-types-1200x800.jpeg 1200w, https://www.o2mtg.com/wp-content/uploads/2022/07/approval-types-768x512.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/07/approval-types-1536x1024.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/07/approval-types-2048x1365.jpeg 2048w" sizes="(max-width: 600px) 100vw, 600px" />

The three types of pre-approval at o2 Mortgage

The home-buying competition can be challenging, so it’s essential to get your financing in order...

first time homebuyer

<img width="600" height="400" src="https://www.o2mtg.com/wp-content/uploads/2022/07/AdobeStock_236633682-600x400.jpeg" class="attachment-medium size-medium wp-post-image" alt="first time homebuyer" srcset="https://www.o2mtg.com/wp-content/uploads/2022/07/AdobeStock_236633682-600x400.jpeg 600w, https://www.o2mtg.com/wp-content/uploads/2022/07/AdobeStock_236633682-1200x800.jpeg 1200w, https://www.o2mtg.com/wp-content/uploads/2022/07/AdobeStock_236633682-768x512.jpeg 768w, https://www.o2mtg.com/wp-content/uploads/2022/07/AdobeStock_236633682-1536x1024.jpeg 1536w, https://www.o2mtg.com/wp-content/uploads/2022/07/AdobeStock_236633682-2048x1365.jpeg 2048w" sizes="(max-width: 600px) 100vw, 600px" />

Your guide to preparing for homeownership

The time has come for you to make the jump to homeownership. Congratulations! Searching for...

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Surprising Factors That Influence Mortgage Interest Rates

Interest rates are one of the most significant factors that can influence your home buying...

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Hear from our clients

If you are looking for the best mortgage lender, look no further! They are super attentive to the process, detailed oriented and always one step ahead.

Preetam / Santa Clara, CA

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O₂ Mortgage is a great company that puts you in the best position to succeed. They're not after your money, they're after your success.

Nina / Bulverde, TX

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O₂ Mortgage was prompt, courteous and helpful. The process was not so complicated as I expected. They were helpful till the very end. I am so glad they were around.

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